Call reports 2023
GENUBANK — 2023
What GENUBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 194,170,000 | 181,059,000 | 170,024,000 | 167,658,000 |
| Total loans | 73,828,000 | 81,871,000 | 82,642,000 | 87,229,000 |
| Allowance for loan losses | 641,000 | 779,000 | 779,000 | 839,000 |
| Securities available for sale | 31,106,000 | 30,907,000 | 30,942,000 | 31,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,304,000 | 143,632,000 | 131,632,000 | 128,117,000 |
| Interest-bearing deposits | 67,353,000 | 49,327,000 | 43,349,000 | 44,736,000 |
| Noninterest-bearing deposits | 89,951,000 | 94,305,000 | 88,283,000 | 83,381,000 |
| Equity capital | 36,334,000 | 36,805,000 | 37,691,000 | 38,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,888,000 | 6,148,000 | 8,432,000 |
| Interest expense | 182,000 | 399,000 | 712,000 | 1,095,000 |
| Net interest income | 1,536,000 | 3,489,000 | 5,436,000 | 7,337,000 |
| Noninterest income | 647,000 | 967,000 | 1,403,000 | 1,863,000 |
| Noninterest expense | 1,148,000 | 2,602,000 | 4,118,000 | 5,793,000 |
| Provision for loan losses | 8,000 | 146,000 | 146,000 | 206,000 |
| Pretax income | 1,027,000 | 1,708,000 | 2,575,000 | 3,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,027,000 | 1,708,000 | 2,575,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,071,000 | 30,779,000 | 31,667,000 | 32,320,000 |