Call reports 2022
GENUBANK — 2022
What GENUBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 154,552,000 | 174,724,000 | 179,045,000 | 152,045,000 |
| Total loans | 66,520,000 | 69,484,000 | 68,274,000 | 74,951,000 |
| Allowance for loan losses | 348,000 | 464,000 | 555,000 | 633,000 |
| Securities available for sale | 0 | 31,557,000 | 31,014,000 | 30,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,487,000 | 140,520,000 | 144,509,000 | 116,620,000 |
| Interest-bearing deposits | 61,155,000 | 54,023,000 | 53,347,000 | 53,217,000 |
| Noninterest-bearing deposits | 59,332,000 | 86,497,000 | 91,162,000 | 63,403,000 |
| Equity capital | 33,607,000 | 33,698,000 | 33,981,000 | 35,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 2,403,000 | 3,976,000 | 5,705,000 |
| Interest expense | 42,000 | 82,000 | 137,000 | 244,000 |
| Net interest income | 916,000 | 2,321,000 | 3,839,000 | 5,461,000 |
| Noninterest income | 16,000 | 136,000 | 546,000 | 1,341,000 |
| Noninterest expense | 1,067,000 | 2,096,000 | 3,093,000 | 4,172,000 |
| Provision for loan losses | -6,000 | 110,000 | 202,000 | 280,000 |
| Pretax income | -129,000 | 251,000 | 1,090,000 | 2,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -129,000 | 251,000 | 1,090,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,295,000 | 26,711,000 | 27,585,000 | 28,882,000 |