Call reports 2021
GENUBANK — 2021
What GENUBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 140,559,000 | 152,569,000 | 161,970,000 | 158,793,000 |
| Total loans | 70,783,000 | 67,071,000 | 66,171,000 | 62,901,000 |
| Allowance for loan losses | 341,000 | 354,000 | 354,000 | 354,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,807,000 | 118,925,000 | 128,882,000 | 124,846,000 |
| Interest-bearing deposits | 56,948,000 | 59,823,000 | 62,473,000 | 64,604,000 |
| Noninterest-bearing deposits | 59,859,000 | 59,102,000 | 66,409,000 | 60,242,000 |
| Equity capital | 23,603,000 | 33,413,000 | 32,803,000 | 33,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,166,000 | 3,171,000 | 4,164,000 |
| Interest expense | 86,000 | 167,000 | 234,000 | 286,000 |
| Net interest income | 999,000 | 1,999,000 | 2,937,000 | 3,878,000 |
| Noninterest income | -17,000 | -5,000 | 9,000 | 22,000 |
| Noninterest expense | 873,000 | 2,062,000 | 3,625,000 | 3,645,000 |
| Provision for loan losses | 37,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 72,000 | -118,000 | -729,000 | 205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | -118,000 | -729,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,148,000 | 25,993,000 | 25,419,000 | 26,387,000 |