Call reports 2020
GENUBANK — 2020
What GENUBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,872,000 | 142,695,000 | 138,929,000 | 132,064,000 |
| Total loans | 62,938,000 | 71,987,000 | 74,568,000 | 71,601,000 |
| Allowance for loan losses | 217,000 | 231,000 | 260,000 | 303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,586,000 | 113,322,000 | 109,533,000 | 108,379,000 |
| Interest-bearing deposits | 45,308,000 | 55,769,000 | 52,639,000 | 53,943,000 |
| Noninterest-bearing deposits | 56,278,000 | 57,553,000 | 56,894,000 | 54,436,000 |
| Equity capital | 28,987,000 | 29,095,000 | 29,170,000 | 23,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,358,000 | 3,457,000 | 4,607,000 |
| Interest expense | 181,000 | 303,000 | 448,000 | 546,000 |
| Net interest income | 1,102,000 | 2,055,000 | 3,009,000 | 4,061,000 |
| Noninterest income | 26,000 | 30,000 | 41,000 | 53,000 |
| Noninterest expense | 796,000 | 1,631,000 | 2,492,000 | 9,148,000 |
| Provision for loan losses | 54,000 | 68,000 | 97,000 | 140,000 |
| Pretax income | 278,000 | 386,000 | 461,000 | -5,174,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 278,000 | 386,000 | 461,000 | -5,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,967,000 | 15,842,000 | 15,954,000 | 16,038,000 |
| Total capital | 16,205,000 | 16,094,000 | — | — |
| Risk-weighted assets | 79,550,000 | 80,098,000 | — | — |