Call reports 2019
GENUBANK — 2019
What GENUBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,610,000 | 91,208,000 | 130,784,000 | 139,033,000 |
| Total loans | 72,787,000 | 73,813,000 | 69,431,000 | 67,560,000 |
| Allowance for loan losses | 894,000 | 894,000 | 19,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,786,000 | 78,317,000 | 101,996,000 | 110,017,000 |
| Interest-bearing deposits | 60,114,000 | 59,832,000 | 51,770,000 | 49,271,000 |
| Noninterest-bearing deposits | 14,672,000 | 18,485,000 | 50,226,000 | 60,746,000 |
| Equity capital | 13,460,000 | 12,498,000 | 28,367,000 | 28,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,301,000 | 1,293,000 | 2,764,000 |
| Interest expense | 210,000 | 423,000 | 195,000 | 386,000 |
| Net interest income | 936,000 | 1,878,000 | 1,098,000 | 2,378,000 |
| Noninterest income | 21,000 | 48,000 | 24,000 | 52,000 |
| Noninterest expense | 587,000 | 1,246,000 | 734,000 | 1,556,000 |
| Provision for loan losses | 0 | 0 | 19,000 | 163,000 |
| Pretax income | 370,000 | 680,000 | 369,000 | 711,000 |
| Income tax | 66,000 | 111,000 | 0 | 0 |
| Net income | 304,000 | 569,000 | 369,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,460,000 | 12,498,000 | 15,354,000 | 15,665,000 |
| Total capital | 14,364,000 | 13,402,000 | 15,383,000 | 15,849,000 |
| Risk-weighted assets | 75,926,000 | 77,164,000 | 84,760,000 | 85,238,000 |