Call reports 2018
GENUBANK — 2018
What GENUBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,066,000 | 87,337,000 | 82,921,000 | 86,202,000 |
| Total loans | 70,496,000 | 70,110,000 | 70,402,000 | 71,529,000 |
| Allowance for loan losses | 860,000 | 890,000 | 890,000 | 894,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,625,000 | 74,495,000 | 69,774,000 | 72,724,000 |
| Interest-bearing deposits | 53,588,000 | 59,786,000 | 56,305,000 | 60,581,000 |
| Noninterest-bearing deposits | 18,037,000 | 14,709,000 | 13,469,000 | 12,143,000 |
| Equity capital | 12,163,000 | 12,547,000 | 12,840,000 | 13,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,130,000 | 3,248,000 | 4,369,000 |
| Interest expense | 127,000 | 272,000 | 438,000 | 621,000 |
| Net interest income | 891,000 | 1,858,000 | 2,810,000 | 3,748,000 |
| Noninterest income | 19,000 | 37,000 | 58,000 | 79,000 |
| Noninterest expense | 545,000 | 1,138,000 | 1,742,000 | 2,300,000 |
| Provision for loan losses | 25,000 | -67,000 | -67,000 | -63,000 |
| Pretax income | 340,000 | 824,000 | 1,193,000 | 1,590,000 |
| Income tax | 71,000 | 173,000 | 250,000 | 334,000 |
| Net income | 269,000 | 651,000 | 943,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,163,000 | 12,547,000 | 12,840,000 | 13,155,000 |
| Total capital | 13,027,000 | 13,447,000 | 13,740,000 | 14,059,000 |
| Risk-weighted assets | 72,672,000 | 73,567,000 | 73,864,000 | 74,052,000 |