Call reports 2017
GENUBANK — 2017
What GENUBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,452,000 | 80,241,000 | 79,250,000 | 82,997,000 |
| Total loans | 62,385,000 | 65,580,000 | 66,305,000 | 65,865,000 |
| Allowance for loan losses | 835,000 | 835,000 | 835,000 | 835,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,848,000 | 68,483,000 | 67,232,000 | 70,898,000 |
| Interest-bearing deposits | 55,723,000 | 51,940,000 | 52,114,000 | 53,727,000 |
| Noninterest-bearing deposits | 14,125,000 | 16,543,000 | 15,118,000 | 17,171,000 |
| Equity capital | 11,388,000 | 11,594,000 | 11,812,000 | 11,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,870,000 | 2,867,000 | 3,866,000 |
| Interest expense | 99,000 | 198,000 | 307,000 | 434,000 |
| Net interest income | 827,000 | 1,672,000 | 2,560,000 | 3,432,000 |
| Noninterest income | 16,000 | 32,000 | 48,000 | 65,000 |
| Noninterest expense | 532,000 | 1,085,000 | 1,659,000 | 2,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 619,000 | 949,000 | 1,259,000 |
| Income tax | 106,000 | 211,000 | 323,000 | 553,000 |
| Net income | 205,000 | 408,000 | 626,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,077,000 | 11,283,000 | 11,812,000 | 11,894,000 |
| Total capital | 11,885,000 | 12,122,000 | 12,651,000 | 12,733,000 |
| Risk-weighted assets | 64,518,000 | 67,518,000 | 68,170,000 | 68,085,000 |