Call reports 2014
GENUBANK — 2014
What GENUBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 60,708,000 | 69,671,000 | 72,425,000 | 68,652,000 |
| Total loans | 45,373,000 | 46,066,000 | 50,371,000 | 50,289,000 |
| Allowance for loan losses | 537,000 | 572,000 | 490,000 | 634,000 |
| Securities available for sale | 15,000 | 15,000 | 15,000 | 5,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,099,000 | 60,004,000 | 62,660,000 | 58,653,000 |
| Interest-bearing deposits | 41,685,000 | 47,972,000 | 50,676,000 | 47,041,000 |
| Noninterest-bearing deposits | 9,414,000 | 12,032,000 | 11,984,000 | 11,612,000 |
| Equity capital | 9,547,000 | 9,596,000 | 9,683,000 | 9,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,411,000 | 2,173,000 | 3,068,000 |
| Interest expense | 61,000 | 140,000 | 231,000 | 320,000 |
| Net interest income | 637,000 | 1,271,000 | 1,942,000 | 2,748,000 |
| Noninterest income | 20,000 | 36,000 | 56,000 | 76,000 |
| Noninterest expense | 442,000 | 1,008,000 | 1,578,000 | 2,181,000 |
| Provision for loan losses | 48,000 | 83,000 | 119,000 | 129,000 |
| Pretax income | 167,000 | 216,000 | 301,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 216,000 | 301,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,862,000 | 8,911,000 | 8,998,000 | 9,212,000 |
| Total capital | 9,401,000 | 9,483,000 | 9,488,000 | 9,846,000 |
| Risk-weighted assets | 47,017,000 | 47,910,000 | 51,877,000 | 52,162,000 |