Call reports 2013
GENUBANK — 2013
What GENUBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,849,000 | 53,635,000 | 54,005,000 | 57,555,000 |
| Total loans | 39,575,000 | 38,492,000 | 40,842,000 | 43,858,000 |
| Allowance for loan losses | 516,000 | 424,000 | 449,000 | 489,000 |
| Securities available for sale | 564,000 | 197,000 | 77,000 | 41,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,008,000 | 44,665,000 | 44,937,000 | 48,112,000 |
| Interest-bearing deposits | 30,802,000 | 35,280,000 | 36,165,000 | 38,225,000 |
| Noninterest-bearing deposits | 11,206,000 | 9,385,000 | 8,772,000 | 9,887,000 |
| Equity capital | 8,764,000 | 8,892,000 | 9,010,000 | 9,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,290,000 | 1,937,000 | 2,607,000 |
| Interest expense | 55,000 | 108,000 | 164,000 | 220,000 |
| Net interest income | 598,000 | 1,182,000 | 1,773,000 | 2,387,000 |
| Noninterest income | 18,000 | 36,000 | 53,000 | 72,000 |
| Noninterest expense | 511,000 | 1,000,000 | 1,479,000 | 1,933,000 |
| Provision for loan losses | 20,000 | 520,000 | 545,000 | 471,000 |
| Pretax income | 85,000 | -302,000 | -198,000 | 55,000 |
| Income tax | 0 | 0 | 0 | -99,000 |
| Net income | 85,000 | -302,000 | -198,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,179,000 | 8,307,000 | 8,425,000 | 8,693,000 |
| Total capital | 8,691,000 | 8,739,000 | 8,882,000 | 9,190,000 |
| Risk-weighted assets | 40,970,000 | 39,562,000 | 42,505,000 | 45,232,000 |