Call reports 2012
GENUBANK — 2012
What GENUBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,833,000 | 48,418,000 | 53,164,000 | 54,353,000 |
| Total loans | 29,280,000 | 29,115,000 | 33,778,000 | 40,134,000 |
| Allowance for loan losses | 424,000 | 426,000 | 426,000 | 717,000 |
| Securities available for sale | 0 | 0 | 279,000 | 560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,890,000 | 39,595,000 | 44,288,000 | 45,619,000 |
| Interest-bearing deposits | 29,873,000 | 31,164,000 | 36,120,000 | 34,187,000 |
| Noninterest-bearing deposits | 6,018,000 | 8,431,000 | 8,168,000 | 11,432,000 |
| Equity capital | 8,830,000 | 8,702,000 | 8,781,000 | 8,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 988,000 | 1,560,000 | 2,197,000 |
| Interest expense | 58,000 | 121,000 | 188,000 | 251,000 |
| Net interest income | 435,000 | 867,000 | 1,372,000 | 1,946,000 |
| Noninterest income | 31,000 | 64,000 | 106,000 | 130,000 |
| Noninterest expense | 465,000 | 947,000 | 1,439,000 | 1,889,000 |
| Provision for loan losses | 24,000 | 159,000 | 159,000 | 450,000 |
| Pretax income | -23,000 | -175,000 | -120,000 | -263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | -175,000 | -120,000 | -263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,245,000 | 8,117,000 | 8,196,000 | 8,077,000 |
| Total capital | 8,623,000 | 8,496,000 | 8,634,000 | 8,593,000 |
| Risk-weighted assets | 30,149,000 | 30,243,000 | 35,061,000 | 41,070,000 |