Call reports 2011
GENUBANK — 2011
What GENUBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,506,000 | 38,841,000 | 39,709,000 | 41,827,000 |
| Total loans | 17,229,000 | 17,753,000 | 21,540,000 | 27,553,000 |
| Allowance for loan losses | 287,000 | 287,000 | 321,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,391,000 | 29,793,000 | 30,761,000 | 32,916,000 |
| Interest-bearing deposits | 23,147,000 | 25,253,000 | 25,289,000 | 27,252,000 |
| Noninterest-bearing deposits | 4,244,000 | 4,540,000 | 5,472,000 | 5,664,000 |
| Equity capital | 9,012,000 | 8,933,000 | 8,874,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 662,000 | 1,053,000 | 1,523,000 |
| Interest expense | 63,000 | 127,000 | 187,000 | 241,000 |
| Net interest income | 261,000 | 535,000 | 866,000 | 1,282,000 |
| Noninterest income | 18,000 | 49,000 | 85,000 | 121,000 |
| Noninterest expense | 397,000 | 804,000 | 1,220,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 33,000 | 113,000 |
| Pretax income | -118,000 | -220,000 | -302,000 | -370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -118,000 | -220,000 | -302,000 | -370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,427,000 | 8,348,000 | 8,289,000 | 8,244,000 |
| Total capital | 8,667,000 | 8,612,000 | 8,574,000 | 8,603,000 |
| Risk-weighted assets | 19,202,000 | 21,112,000 | 22,701,000 | 28,662,000 |