Call reports 2010
GENUBANK — 2010
What GENUBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,363,000 | 30,432,000 | 34,709,000 | 36,183,000 |
| Total loans | 14,702,000 | 13,997,000 | 17,082,000 | 16,855,000 |
| Allowance for loan losses | 265,000 | 265,000 | 272,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,921,000 | 21,090,000 | 25,460,000 | 26,989,000 |
| Interest-bearing deposits | 15,534,000 | 17,848,000 | 22,037,000 | 23,430,000 |
| Noninterest-bearing deposits | 3,387,000 | 3,242,000 | 3,423,000 | 3,559,000 |
| Equity capital | 9,274,000 | 9,205,000 | 9,156,000 | 9,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 573,000 | 882,000 | 1,209,000 |
| Interest expense | 61,000 | 128,000 | 198,000 | 267,000 |
| Net interest income | 224,000 | 445,000 | 684,000 | 942,000 |
| Noninterest income | 27,000 | 59,000 | 91,000 | 119,000 |
| Noninterest expense | 334,000 | 671,000 | 998,000 | 1,332,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 22,000 |
| Pretax income | -83,000 | -167,000 | -230,000 | -293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -83,000 | -167,000 | -230,000 | -293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,689,000 | 8,620,000 | 8,571,000 | 8,522,000 |
| Total capital | 8,954,000 | 8,849,000 | 8,809,000 | 8,754,000 |
| Risk-weighted assets | 25,894,000 | 18,249,000 | 19,021,000 | 18,555,000 |