Call reports 2007
FIRSTBANK OF BRECKENRIDGE — 2007
What FIRSTBANK OF BRECKENRIDGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 151,096,000 | 154,798,000 | 149,984,000 | 157,267,000 |
| Total loans | 91,982,000 | 96,317,000 | 99,539,000 | 105,197,000 |
| Allowance for loan losses | 838,000 | 879,000 | 912,000 | 1,001,000 |
| Securities available for sale | 28,638,000 | 27,987,000 | 19,429,000 | 19,016,000 |
| Securities held to maturity | 25,129,000 | 25,164,000 | 25,226,000 | 25,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,607,000 | 117,825,000 | 124,094,000 | 127,180,000 |
| Interest-bearing deposits | 86,456,000 | 83,712,000 | 92,417,000 | 93,228,000 |
| Noninterest-bearing deposits | 35,151,000 | 34,113,000 | 31,677,000 | 33,953,000 |
| Equity capital | 8,713,000 | 8,711,000 | 9,308,000 | 9,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,349,000 | 6,630,000 | 8,952,000 |
| Interest expense | 974,000 | 2,087,000 | 3,179,000 | 4,235,000 |
| Net interest income | 1,121,000 | 2,262,000 | 3,451,000 | 4,717,000 |
| Noninterest income | 287,000 | 591,000 | 917,000 | 1,252,000 |
| Noninterest expense | 723,000 | 1,495,000 | 2,246,000 | 3,022,000 |
| Provision for loan losses | 48,000 | 102,000 | 143,000 | 243,000 |
| Pretax income | 637,000 | 1,256,000 | 1,979,000 | 2,704,000 |
| Income tax | 172,000 | 338,000 | 544,000 | 753,000 |
| Net income | 465,000 | 918,000 | 1,435,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,544,000 | 8,648,000 | 9,164,000 | 9,681,000 |
| Total capital | 9,417,000 | 9,565,000 | 10,115,000 | 10,724,000 |
| Risk-weighted assets | 86,007,000 | 88,728,000 | 89,185,000 | 92,931,000 |