Call reports 2002
FIRSTBANK OF BRECKENRIDGE — 2002
What FIRSTBANK OF BRECKENRIDGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,070,000 | 81,048,000 | 89,309,000 | 90,103,000 |
| Total loans | 58,299,000 | 56,994,000 | 56,023,000 | 54,074,000 |
| Allowance for loan losses | 667,000 | 636,000 | 621,000 | 588,000 |
| Securities available for sale | 5,223,000 | 6,011,000 | 12,879,000 | 14,950,000 |
| Securities held to maturity | 10,872,000 | 11,918,000 | 12,620,000 | 13,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,355,000 | 74,288,000 | 78,945,000 | 80,799,000 |
| Interest-bearing deposits | 54,924,000 | 50,442,000 | 54,501,000 | 54,508,000 |
| Noninterest-bearing deposits | 22,431,000 | 23,846,000 | 24,444,000 | 26,291,000 |
| Equity capital | 6,073,000 | 6,243,000 | 6,663,000 | 7,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,759,000 | 4,143,000 | 5,491,000 |
| Interest expense | 294,000 | 547,000 | 789,000 | 1,033,000 |
| Net interest income | 1,112,000 | 2,212,000 | 3,354,000 | 4,458,000 |
| Noninterest income | 300,000 | 602,000 | 915,000 | 1,226,000 |
| Noninterest expense | 681,000 | 1,302,000 | 1,928,000 | 2,588,000 |
| Provision for loan losses | 10,000 | -14,000 | -23,000 | -39,000 |
| Pretax income | 721,000 | 1,526,000 | 2,364,000 | 3,135,000 |
| Income tax | 190,000 | 378,000 | 560,000 | 738,000 |
| Net income | 531,000 | 1,148,000 | 1,804,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,102,000 | 6,219,000 | 6,574,000 | 6,867,000 |
| Total capital | 6,730,000 | 6,842,000 | 7,195,000 | 7,455,000 |
| Risk-weighted assets | 50,219,000 | 49,865,000 | 51,519,000 | 49,621,000 |