Call reports 2001
FIRSTBANK OF BRECKENRIDGE — 2001
What FIRSTBANK OF BRECKENRIDGE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,371,000 | 89,098,000 | 86,076,000 | 82,422,000 |
| Total loans | 61,399,000 | 62,076,000 | 61,221,000 | 59,190,000 |
| Allowance for loan losses | 623,000 | 599,000 | 626,000 | 667,000 |
| Securities available for sale | 7,574,000 | 7,421,000 | 7,403,000 | 6,211,000 |
| Securities held to maturity | 12,419,000 | 12,399,000 | 11,928,000 | 11,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,967,000 | 70,466,000 | 68,743,000 | 72,254,000 |
| Interest-bearing deposits | 49,128,000 | 51,676,000 | 49,375,000 | 49,802,000 |
| Noninterest-bearing deposits | 26,839,000 | 18,790,000 | 19,368,000 | 22,451,000 |
| Equity capital | 6,501,000 | 6,533,000 | 6,283,000 | 6,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,384,000 | 5,013,000 | 6,548,000 |
| Interest expense | 686,000 | 1,260,000 | 1,764,000 | 2,117,000 |
| Net interest income | 1,029,000 | 2,124,000 | 3,249,000 | 4,431,000 |
| Noninterest income | 320,000 | 643,000 | 953,000 | 1,281,000 |
| Noninterest expense | 649,000 | 1,305,000 | 1,994,000 | 2,797,000 |
| Provision for loan losses | 32,000 | 14,000 | 47,000 | 100,000 |
| Pretax income | 668,000 | 1,448,000 | 2,161,000 | 2,815,000 |
| Income tax | 187,000 | 410,000 | 605,000 | 725,000 |
| Net income | 481,000 | 1,038,000 | 1,556,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,461,000 | 6,519,000 | 6,237,000 | 6,271,000 |
| Total capital | 7,084,000 | 7,118,000 | 6,863,000 | 6,918,000 |
| Risk-weighted assets | 56,186,000 | 55,294,000 | 53,358,000 | 51,767,000 |