Call reports 2008
EAGLEBANK — 2008
What EAGLEBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 894,705,000 | 911,234,000 | 1,452,273,000 | 1,491,977,000 |
| Total loans | 759,615,000 | 794,709,000 | 1,171,598,000 | 1,266,529,000 |
| Allowance for loan losses | 8,702,000 | 9,124,000 | 17,089,000 | 18,374,000 |
| Securities available for sale | 76,287,000 | 72,614,000 | 205,228,000 | 158,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,945,000 | 699,023,000 | 1,139,119,000 | 1,144,976,000 |
| Interest-bearing deposits | 542,232,000 | 555,106,000 | 923,206,000 | 905,800,000 |
| Noninterest-bearing deposits | 143,713,000 | 143,917,000 | 215,913,000 | 239,176,000 |
| Equity capital | 79,122,000 | 79,958,000 | 120,161,000 | 134,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,921,000 | 27,833,000 | 44,491,000 | 65,313,000 |
| Interest expense | 5,414,000 | 10,167,000 | 15,839,000 | 23,104,000 |
| Net interest income | 8,507,000 | 17,666,000 | 28,652,000 | 42,209,000 |
| Noninterest income | 997,000 | 2,063,000 | 3,283,000 | 4,718,000 |
| Noninterest expense | 6,134,000 | 12,563,000 | 19,990,000 | 30,426,000 |
| Provision for loan losses | 720,000 | 1,535,000 | 2,530,000 | 3,980,000 |
| Pretax income | 2,660,000 | 5,641,000 | 9,470,000 | 12,523,000 |
| Income tax | 986,000 | 2,044,000 | 3,449,000 | 4,526,000 |
| Net income | 1,674,000 | 3,597,000 | 6,021,000 | 7,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,734,000 | 79,748,000 | 115,829,000 | 124,777,000 |
| Total capital | 86,437,000 | 88,872,000 | 131,703,000 | 141,734,000 |
| Risk-weighted assets | 824,960,000 | 857,908,000 | 1,268,557,000 | 1,355,127,000 |