Call reports 2007
EAGLEBANK — 2007
What EAGLEBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 768,406,000 | 805,286,000 | 794,037,000 | 839,337,000 |
| Total loans | 637,863,000 | 659,820,000 | 678,636,000 | 716,962,000 |
| Allowance for loan losses | 7,231,000 | 7,252,000 | 7,369,000 | 8,007,000 |
| Securities available for sale | 68,941,000 | 66,648,000 | 71,140,000 | 80,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,281,000 | 650,839,000 | 615,347,000 | 631,089,000 |
| Interest-bearing deposits | 501,447,000 | 505,235,000 | 488,144,000 | 488,459,000 |
| Noninterest-bearing deposits | 130,834,000 | 145,604,000 | 127,203,000 | 142,630,000 |
| Equity capital | 66,338,000 | 67,832,000 | 70,154,000 | 74,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,623,000 | 27,601,000 | 41,821,000 | 56,569,000 |
| Interest expense | 5,767,000 | 11,676,000 | 17,693,000 | 23,729,000 |
| Net interest income | 7,856,000 | 15,925,000 | 24,128,000 | 32,840,000 |
| Noninterest income | 1,065,000 | 2,091,000 | 3,188,000 | 4,225,000 |
| Noninterest expense | 5,963,000 | 12,061,000 | 18,196,000 | 24,627,000 |
| Provision for loan losses | 303,000 | 334,000 | 755,000 | 1,644,000 |
| Pretax income | 2,662,000 | 5,628,000 | 8,372,000 | 10,800,000 |
| Income tax | 951,000 | 2,060,000 | 3,075,000 | 3,840,000 |
| Net income | 1,711,000 | 3,568,000 | 5,297,000 | 6,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,600,000 | 68,539,000 | 70,317,000 | 74,025,000 |
| Total capital | 73,831,000 | 75,791,000 | 77,686,000 | 82,032,000 |
| Risk-weighted assets | 673,163,000 | 699,458,000 | 711,239,000 | 783,285,000 |