Call reports 2005
EAGLEBANK — 2005
What EAGLEBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 576,626,000 | 599,373,000 | 637,576,000 | 663,423,000 |
| Total loans | 437,553,000 | 483,767,000 | 504,924,000 | 550,420,000 |
| Allowance for loan losses | 4,648,000 | 5,138,000 | 5,478,000 | 5,966,000 |
| Securities available for sale | 69,030,000 | 70,014,000 | 66,116,000 | 70,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,984,000 | 516,628,000 | 545,728,000 | 569,181,000 |
| Interest-bearing deposits | 414,999,000 | 393,062,000 | 405,008,000 | 403,791,000 |
| Noninterest-bearing deposits | 67,985,000 | 123,566,000 | 140,720,000 | 165,390,000 |
| Equity capital | 46,287,000 | 50,108,000 | 54,107,000 | 55,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,530,000 | 16,093,000 | 25,750,000 | 36,252,000 |
| Interest expense | 1,236,000 | 2,942,000 | 5,185,000 | 8,009,000 |
| Net interest income | 6,294,000 | 13,151,000 | 20,565,000 | 28,243,000 |
| Noninterest income | 1,058,000 | 1,803,000 | 2,805,000 | 3,815,000 |
| Noninterest expense | 4,385,000 | 9,048,000 | 13,701,000 | 18,666,000 |
| Provision for loan losses | 398,000 | 887,000 | 1,308,000 | 1,841,000 |
| Pretax income | 2,569,000 | 5,031,000 | 8,308,000 | 11,498,000 |
| Income tax | 970,000 | 1,863,000 | 3,101,000 | 4,245,000 |
| Net income | 1,599,000 | 3,168,000 | 5,207,000 | 7,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,962,000 | 50,531,000 | 54,571,000 | 56,617,000 |
| Total capital | 51,610,000 | 55,669,000 | 60,049,000 | 62,583,000 |
| Risk-weighted assets | 483,027,000 | 520,654,000 | 545,044,000 | 587,336,000 |