Call reports 2004
EAGLEBANK — 2004
What EAGLEBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 449,905,000 | 476,739,000 | 490,343,000 | 538,887,000 |
| Total loans | 333,250,000 | 351,581,000 | 365,694,000 | 414,951,000 |
| Allowance for loan losses | 3,736,000 | 3,943,000 | 4,131,000 | 4,224,000 |
| Securities available for sale | 56,863,000 | 59,287,000 | 78,897,000 | 69,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,701,000 | 403,248,000 | 411,075,000 | 462,312,000 |
| Interest-bearing deposits | 291,835,000 | 306,996,000 | 297,291,000 | 331,978,000 |
| Noninterest-bearing deposits | 93,866,000 | 96,252,000 | 113,784,000 | 130,334,000 |
| Equity capital | 35,385,000 | 37,616,000 | 39,158,000 | 44,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,205,000 | 10,664,000 | 16,644,000 | 23,529,000 |
| Interest expense | 958,000 | 1,999,000 | 3,113,000 | 4,311,000 |
| Net interest income | 4,247,000 | 8,665,000 | 13,531,000 | 19,218,000 |
| Noninterest income | 845,000 | 1,685,000 | 2,458,000 | 3,414,000 |
| Noninterest expense | 3,409,000 | 6,937,000 | 10,855,000 | 14,732,000 |
| Provision for loan losses | 154,000 | 230,000 | 412,000 | 582,000 |
| Pretax income | 1,628,000 | 3,282,000 | 4,761,000 | 7,351,000 |
| Income tax | 591,000 | 1,195,000 | 1,715,000 | 2,693,000 |
| Net income | 1,037,000 | 2,087,000 | 3,046,000 | 4,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,243,000 | 38,293,000 | 39,252,000 | 44,364,000 |
| Total capital | 38,979,000 | 42,236,000 | 43,383,000 | 48,588,000 |
| Risk-weighted assets | 358,087,000 | 380,791,000 | 403,819,000 | 454,482,000 |