Call reports 2003
EAGLEBANK — 2003
What EAGLEBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 347,738,000 | 380,101,000 | 379,996,000 | 409,623,000 |
| Total loans | 240,886,000 | 261,467,000 | 287,504,000 | 319,799,000 |
| Allowance for loan losses | 2,840,000 | 2,931,000 | 3,226,000 | 3,666,000 |
| Securities available for sale | 65,256,000 | 61,669,000 | 49,805,000 | 50,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,918,000 | 308,548,000 | 313,389,000 | 335,646,000 |
| Interest-bearing deposits | 213,620,000 | 226,987,000 | 233,582,000 | 245,046,000 |
| Noninterest-bearing deposits | 65,298,000 | 81,561,000 | 79,807,000 | 90,600,000 |
| Equity capital | 25,208,000 | 26,862,000 | 30,390,000 | 34,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,449,000 | 8,732,000 | 13,157,000 | 18,021,000 |
| Interest expense | 1,021,000 | 2,013,000 | 2,881,000 | 3,767,000 |
| Net interest income | 3,428,000 | 6,719,000 | 10,276,000 | 14,254,000 |
| Noninterest income | 689,000 | 1,245,000 | 1,945,000 | 2,657,000 |
| Noninterest expense | 2,432,000 | 5,030,000 | 7,720,000 | 10,810,000 |
| Provision for loan losses | 204,000 | 404,000 | 718,000 | 1,161,000 |
| Pretax income | 1,673,000 | 2,744,000 | 3,997,000 | 5,251,000 |
| Income tax | 625,000 | 1,015,000 | 1,466,000 | 1,950,000 |
| Net income | 1,048,000 | 1,729,000 | 2,531,000 | 3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,953,000 | 26,515,000 | 30,436,000 | 34,206,000 |
| Total capital | 27,793,000 | 29,446,000 | 33,662,000 | 37,872,000 |
| Risk-weighted assets | 255,216,000 | 274,564,000 | 303,528,000 | 336,651,000 |