Call reports 2025
VILLAGE BANK, THE — 2025
What VILLAGE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,033,568,000 | 2,026,736,000 | 2,034,462,000 | 2,049,182,000 |
| Total loans | 1,652,040,000 | 1,643,977,000 | 1,660,875,000 | 1,668,752,000 |
| Allowance for loan losses | 7,892,000 | 7,890,000 | 8,191,000 | 8,392,000 |
| Securities available for sale | 262,828,000 | 260,475,000 | 257,971,000 | 253,096,000 |
| Securities held to maturity | 29,969,000 | 29,793,000 | 29,615,000 | 29,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,729,285,000 | 1,778,605,000 | 1,827,009,000 | 1,806,624,000 |
| Interest-bearing deposits | 1,396,137,000 | 1,439,230,000 | 1,486,610,000 | 1,466,798,000 |
| Noninterest-bearing deposits | 333,148,000 | 339,375,000 | 340,399,000 | 339,826,000 |
| Equity capital | 158,766,000 | 160,669,000 | 168,335,000 | 172,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,442,000 | 47,441,000 | 71,966,000 | 96,515,000 |
| Interest expense | 13,593,000 | 26,987,000 | 40,391,000 | 53,135,000 |
| Net interest income | 9,849,000 | 20,454,000 | 31,575,000 | 43,380,000 |
| Noninterest income | 842,000 | 1,646,000 | 3,959,000 | 4,810,000 |
| Noninterest expense | 8,634,000 | 18,049,000 | 27,165,000 | 36,264,000 |
| Provision for loan losses | 0 | -2,000 | 297,000 | 528,000 |
| Pretax income | 2,068,000 | 4,074,000 | 7,933,000 | 11,219,000 |
| Income tax | 405,000 | 791,000 | 1,292,000 | 2,050,000 |
| Net income | 1,663,000 | 3,283,000 | 6,641,000 | 9,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,128,000 | 184,747,000 | 188,106,000 | 190,634,000 |
| Total capital | 191,332,000 | 192,941,000 | 196,769,000 | 199,541,000 |
| Risk-weighted assets | 1,268,320,000 | 1,259,170,000 | 1,267,261,000 | 1,294,703,000 |