Call reports 2022
VILLAGE BANK, THE — 2022
What VILLAGE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,686,214,000 | 1,715,678,000 | 1,778,930,000 | 1,866,085,000 |
| Total loans | 1,241,639,000 | 1,353,794,000 | 1,421,964,000 | 1,505,385,000 |
| Allowance for loan losses | 9,639,000 | 9,875,000 | 10,119,000 | 10,116,000 |
| Securities available for sale | 276,793,000 | 263,528,000 | 252,918,000 | 258,332,000 |
| Securities held to maturity | 32,133,000 | 31,951,000 | 31,775,000 | 31,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,530,715,000 | 1,519,360,000 | 1,572,650,000 | 1,659,349,000 |
| Interest-bearing deposits | 1,156,171,000 | 1,157,685,000 | 1,218,079,000 | 1,311,794,000 |
| Noninterest-bearing deposits | 374,544,000 | 361,675,000 | 354,571,000 | 347,555,000 |
| Equity capital | 150,019,000 | 142,936,000 | 138,135,000 | 142,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,278,000 | 27,583,000 | 43,597,000 | 61,052,000 |
| Interest expense | 1,203,000 | 2,514,000 | 5,886,000 | 12,334,000 |
| Net interest income | 12,075,000 | 25,069,000 | 37,711,000 | 48,718,000 |
| Noninterest income | 740,000 | 1,438,000 | 2,136,000 | 2,819,000 |
| Noninterest expense | 8,185,000 | 15,981,000 | 23,769,000 | 31,783,000 |
| Provision for loan losses | 0 | 250,000 | 500,000 | 500,000 |
| Pretax income | 4,595,000 | 10,217,000 | 15,490,000 | 19,168,000 |
| Income tax | 1,173,000 | 2,627,000 | 3,969,000 | 4,852,000 |
| Net income | 3,422,000 | 7,590,000 | 11,521,000 | 14,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,502,000 | 170,671,000 | 174,601,000 | 177,396,000 |
| Total capital | 176,141,000 | 180,546,000 | 184,720,000 | 187,512,000 |
| Risk-weighted assets | 1,100,850,000 | 1,188,743,000 | 1,229,563,000 | 1,271,319,000 |