Call reports 2021
VILLAGE BANK, THE — 2021
What VILLAGE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,564,753,000 | 1,624,221,000 | 1,653,262,000 | 1,680,657,000 |
| Total loans | 1,116,368,000 | 1,145,073,000 | 1,175,271,000 | 1,198,053,000 |
| Allowance for loan losses | 9,625,000 | 9,608,000 | 9,662,000 | 9,635,000 |
| Securities available for sale | 188,999,000 | 228,619,000 | 251,541,000 | 272,231,000 |
| Securities held to maturity | 35,668,000 | 35,492,000 | 36,119,000 | 35,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,406,494,000 | 1,461,809,000 | 1,487,678,000 | 1,512,517,000 |
| Interest-bearing deposits | 1,066,452,000 | 1,112,800,000 | 1,132,360,000 | 1,142,663,000 |
| Noninterest-bearing deposits | 340,042,000 | 349,009,000 | 355,318,000 | 369,854,000 |
| Equity capital | 150,699,000 | 153,996,000 | 158,362,000 | 160,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,963,000 | 25,261,000 | 38,464,000 | 51,857,000 |
| Interest expense | 2,104,000 | 3,994,000 | 5,605,000 | 7,035,000 |
| Net interest income | 10,859,000 | 21,267,000 | 32,859,000 | 44,822,000 |
| Noninterest income | 727,000 | 1,422,000 | 2,118,000 | 2,856,000 |
| Noninterest expense | 7,773,000 | 15,012,000 | 22,269,000 | 29,388,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 4,137,000 | 8,003,000 | 12,983,000 | 18,558,000 |
| Income tax | 1,023,000 | 1,985,000 | 3,260,000 | 4,703,000 |
| Net income | 3,114,000 | 6,018,000 | 9,723,000 | 13,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,295,000 | 155,210,000 | 158,900,000 | 163,079,000 |
| Total capital | 161,920,000 | 164,818,000 | 168,562,000 | 172,714,000 |
| Risk-weighted assets | 929,355,000 | 955,909,000 | 980,154,000 | 999,829,000 |