Call reports 2019
VILLAGE BANK, THE — 2019
What VILLAGE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,222,608,000 | 1,231,470,000 | 1,249,472,000 | 1,287,919,000 |
| Total loans | 1,027,027,000 | 1,032,019,000 | 1,050,018,000 | 1,057,628,000 |
| Allowance for loan losses | 9,152,000 | 9,215,000 | 9,213,000 | 9,214,000 |
| Securities available for sale | 101,973,000 | 104,472,000 | 101,495,000 | 102,914,000 |
| Securities held to maturity | 38,052,000 | 37,698,000 | 42,033,000 | 41,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,013,242,000 | 1,041,959,000 | 1,045,614,000 | 1,132,683,000 |
| Interest-bearing deposits | 798,721,000 | 817,142,000 | 808,926,000 | 881,934,000 |
| Noninterest-bearing deposits | 214,522,000 | 224,817,000 | 236,688,000 | 250,749,000 |
| Equity capital | 129,866,000 | 133,599,000 | 136,444,000 | 139,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,410,000 | 25,183,000 | 38,021,000 | 51,017,000 |
| Interest expense | 3,490,000 | 7,228,000 | 10,958,000 | 14,810,000 |
| Net interest income | 8,920,000 | 17,955,000 | 27,063,000 | 36,207,000 |
| Noninterest income | 636,000 | 1,263,000 | 1,816,000 | 2,461,000 |
| Noninterest expense | 6,464,000 | 12,786,000 | 18,952,000 | 25,214,000 |
| Provision for loan losses | 163,000 | 222,000 | 222,000 | 222,000 |
| Pretax income | 2,929,000 | 6,210,000 | 9,940,000 | 13,467,000 |
| Income tax | 669,000 | 1,434,000 | 2,315,000 | 3,148,000 |
| Net income | 2,260,000 | 4,776,000 | 7,625,000 | 10,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,175,000 | 132,707,000 | 135,551,000 | 138,248,000 |
| Total capital | 139,327,000 | 141,922,000 | 144,767,000 | 147,463,000 |
| Risk-weighted assets | 852,528,000 | 844,735,000 | 859,302,000 | 860,130,000 |