Call reports 2018
VILLAGE BANK, THE — 2018
What VILLAGE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,116,704,000 | 1,143,736,000 | 1,164,923,000 | 1,196,439,000 |
| Total loans | 931,307,000 | 951,680,000 | 971,546,000 | 1,000,234,000 |
| Allowance for loan losses | 8,627,000 | 8,794,000 | 8,854,000 | 8,998,000 |
| Securities available for sale | 95,772,000 | 96,107,000 | 97,092,000 | 99,663,000 |
| Securities held to maturity | 39,548,000 | 39,225,000 | 38,724,000 | 38,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,074,000 | 947,884,000 | 957,386,000 | 985,247,000 |
| Interest-bearing deposits | 810,643,000 | 798,747,000 | 805,417,000 | 759,406,000 |
| Noninterest-bearing deposits | 139,431,000 | 149,136,000 | 151,968,000 | 225,841,000 |
| Equity capital | 117,661,000 | 119,968,000 | 123,202,000 | 126,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,721,000 | 21,658,000 | 33,232,000 | 45,468,000 |
| Interest expense | 1,873,000 | 3,930,000 | 6,524,000 | 9,482,000 |
| Net interest income | 8,848,000 | 17,728,000 | 26,708,000 | 35,986,000 |
| Noninterest income | 631,000 | 1,334,000 | 2,012,000 | 2,683,000 |
| Noninterest expense | 6,021,000 | 12,175,000 | 17,887,000 | 24,174,000 |
| Provision for loan losses | 240,000 | 405,000 | 500,000 | 650,000 |
| Pretax income | 3,218,000 | 6,482,000 | 10,333,000 | 13,845,000 |
| Income tax | 759,000 | 1,532,000 | 2,461,000 | 3,292,000 |
| Net income | 2,459,000 | 4,950,000 | 7,872,000 | 10,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,277,000 | 122,806,000 | 125,830,000 | 128,634,000 |
| Total capital | 128,904,000 | 131,600,000 | 134,684,000 | 137,632,000 |
| Risk-weighted assets | 757,613,000 | 772,442,000 | 791,393,000 | 826,616,000 |