Call reports 2017
VILLAGE BANK, THE — 2017
What VILLAGE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,015,342,000 | 1,030,343,000 | 1,047,798,000 | 1,096,724,000 |
| Total loans | 833,774,000 | 843,405,000 | 864,677,000 | 905,491,000 |
| Allowance for loan losses | 7,896,000 | 7,772,000 | 7,984,000 | 8,388,000 |
| Securities available for sale | 96,554,000 | 95,993,000 | 96,417,000 | 94,036,000 |
| Securities held to maturity | 38,505,000 | 40,524,000 | 40,120,000 | 41,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,976,000 | 879,755,000 | 922,058,000 | 941,239,000 |
| Interest-bearing deposits | 728,948,000 | 742,163,000 | 781,587,000 | 798,703,000 |
| Noninterest-bearing deposits | 140,028,000 | 137,591,000 | 140,471,000 | 142,536,000 |
| Equity capital | 112,151,000 | 114,540,000 | 116,909,000 | 116,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,464,000 | 19,114,000 | 29,031,000 | 39,394,000 |
| Interest expense | 1,363,000 | 2,825,000 | 4,440,000 | 6,168,000 |
| Net interest income | 8,101,000 | 16,289,000 | 24,591,000 | 33,226,000 |
| Noninterest income | 558,000 | 1,140,000 | 1,725,000 | 2,450,000 |
| Noninterest expense | 5,409,000 | 11,094,000 | 16,866,000 | 22,371,000 |
| Provision for loan losses | 42,000 | 132,000 | 398,000 | 803,000 |
| Pretax income | 3,208,000 | 6,203,000 | 9,079,000 | 12,529,000 |
| Income tax | 1,133,000 | 2,172,000 | 3,155,000 | 6,248,000 |
| Net income | 2,075,000 | 4,031,000 | 5,924,000 | 6,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,473,000 | 115,154,000 | 117,119,000 | 118,398,000 |
| Total capital | 121,369,000 | 122,926,000 | 125,103,000 | 126,786,000 |
| Risk-weighted assets | 674,851,000 | 682,354,000 | 706,700,000 | 736,490,000 |