Call reports 2015
VILLAGE BANK, THE — 2015
What VILLAGE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 846,819,000 | 849,965,000 | 857,314,000 | 908,086,000 |
| Total loans | 669,102,000 | 667,697,000 | 684,961,000 | 732,242,000 |
| Allowance for loan losses | 7,097,000 | 7,147,000 | 7,144,000 | 7,451,000 |
| Securities available for sale | 36,330,000 | 55,876,000 | 58,355,000 | 76,400,000 |
| Securities held to maturity | 92,157,000 | 73,381,000 | 71,019,000 | 55,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,362,000 | 730,330,000 | 747,714,000 | 781,112,000 |
| Interest-bearing deposits | 616,180,000 | 616,333,000 | 628,824,000 | 653,381,000 |
| Noninterest-bearing deposits | 106,182,000 | 113,998,000 | 118,890,000 | 127,731,000 |
| Equity capital | 97,812,000 | 99,422,000 | 101,192,000 | 102,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,517,000 | 15,541,000 | 23,253,000 | 31,365,000 |
| Interest expense | 951,000 | 1,856,000 | 2,817,000 | 3,842,000 |
| Net interest income | 6,566,000 | 13,685,000 | 20,436,000 | 27,523,000 |
| Noninterest income | 539,000 | 1,100,000 | 1,674,000 | 2,308,000 |
| Noninterest expense | 4,583,000 | 9,120,000 | 13,818,000 | 18,448,000 |
| Provision for loan losses | 174,000 | 234,000 | 234,000 | 549,000 |
| Pretax income | 2,348,000 | 5,431,000 | 8,058,000 | 10,834,000 |
| Income tax | 796,000 | 1,884,000 | 2,784,000 | 3,740,000 |
| Net income | 1,552,000 | 3,547,000 | 5,274,000 | 7,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,415,000 | 99,435,000 | 101,079,000 | 103,210,000 |
| Total capital | 104,512,000 | 106,582,000 | 108,223,000 | 110,661,000 |
| Risk-weighted assets | 577,492,000 | 598,607,000 | 602,809,000 | 643,422,000 |