Call reports 2014
VILLAGE BANK, THE — 2014
What VILLAGE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 781,524,000 | 794,287,000 | 804,587,000 | 833,802,000 |
| Total loans | 583,499,000 | 609,020,000 | 633,803,000 | 661,795,000 |
| Allowance for loan losses | 6,227,000 | 6,327,000 | 6,639,000 | 6,925,000 |
| Securities available for sale | 7,912,000 | 5,713,000 | 14,938,000 | 34,997,000 |
| Securities held to maturity | 122,491,000 | 123,078,000 | 112,322,000 | 92,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,155,000 | 694,005,000 | 700,115,000 | 706,794,000 |
| Interest-bearing deposits | 583,357,000 | 590,239,000 | 599,863,000 | 601,328,000 |
| Noninterest-bearing deposits | 98,799,000 | 103,767,000 | 100,252,000 | 105,467,000 |
| Equity capital | 91,714,000 | 92,707,000 | 93,987,000 | 96,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,673,000 | 13,648,000 | 20,830,000 | 28,361,000 |
| Interest expense | 946,000 | 1,921,000 | 2,904,000 | 3,866,000 |
| Net interest income | 5,727,000 | 11,727,000 | 17,926,000 | 24,495,000 |
| Noninterest income | 521,000 | 1,060,000 | 1,602,000 | 2,244,000 |
| Noninterest expense | 4,544,000 | 9,587,000 | 14,116,000 | 18,520,000 |
| Provision for loan losses | 0 | 100,000 | 412,000 | 697,000 |
| Pretax income | 1,704,000 | 3,100,000 | 5,000,000 | 7,522,000 |
| Income tax | 560,000 | 993,000 | 1,611,000 | 2,473,000 |
| Net income | 1,144,000 | 2,107,000 | 3,389,000 | 5,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,928,000 | 92,905,000 | 94,185,000 | 95,852,000 |
| Total capital | 98,155,000 | 99,232,000 | 100,824,000 | 102,777,000 |
| Risk-weighted assets | 510,729,000 | 527,515,000 | 545,111,000 | 563,021,000 |