Call reports 2013
VILLAGE BANK, THE — 2013
What VILLAGE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 760,331,000 | 754,321,000 | 764,683,000 | 769,820,000 |
| Total loans | 523,230,000 | 536,534,000 | 552,006,000 | 567,020,000 |
| Allowance for loan losses | 6,304,000 | 6,297,000 | 6,205,000 | 6,203,000 |
| Securities available for sale | 7,478,000 | 10,285,000 | 16,100,000 | 17,134,000 |
| Securities held to maturity | 141,722,000 | 133,255,000 | 127,929,000 | 121,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,430,000 | 657,037,000 | 665,921,000 | 671,311,000 |
| Interest-bearing deposits | 577,751,000 | 572,450,000 | 580,528,000 | 576,225,000 |
| Noninterest-bearing deposits | 85,680,000 | 84,586,000 | 85,393,000 | 95,086,000 |
| Equity capital | 87,237,000 | 88,348,000 | 89,253,000 | 90,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,383,000 | 12,850,000 | 19,447,000 | 26,188,000 |
| Interest expense | 1,028,000 | 1,990,000 | 2,957,000 | 3,917,000 |
| Net interest income | 5,355,000 | 10,860,000 | 16,490,000 | 22,271,000 |
| Noninterest income | 516,000 | 1,049,000 | 1,615,000 | 2,232,000 |
| Noninterest expense | 4,290,000 | 8,583,000 | 13,474,000 | 17,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,581,000 | 3,326,000 | 4,631,000 | 6,642,000 |
| Income tax | 542,000 | 1,143,000 | 1,554,000 | 2,233,000 |
| Net income | 1,039,000 | 2,183,000 | 3,077,000 | 4,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,467,000 | 88,571,000 | 89,463,000 | 90,779,000 |
| Total capital | 93,260,000 | 94,530,000 | 95,604,000 | 96,982,000 |
| Risk-weighted assets | 462,653,000 | 476,355,000 | 491,215,000 | 506,894,000 |