Call reports 2012
VILLAGE BANK, THE — 2012
What VILLAGE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 719,155,000 | 735,432,000 | 736,045,000 | 780,202,000 |
| Total loans | 475,516,000 | 487,033,000 | 491,276,000 | 516,010,000 |
| Allowance for loan losses | 5,986,000 | 6,256,000 | 6,256,000 | 6,306,000 |
| Securities available for sale | 19,226,000 | 35,265,000 | 11,641,000 | 9,654,000 |
| Securities held to maturity | 111,805,000 | 98,236,000 | 122,245,000 | 124,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,197,000 | 630,575,000 | 629,747,000 | 672,454,000 |
| Interest-bearing deposits | 536,917,000 | 555,724,000 | 553,106,000 | 580,827,000 |
| Noninterest-bearing deposits | 78,280,000 | 74,851,000 | 76,641,000 | 91,627,000 |
| Equity capital | 83,162,000 | 84,097,000 | 85,133,000 | 86,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,793,000 | 13,258,000 | 19,754,000 | 26,224,000 |
| Interest expense | 1,410,000 | 2,770,000 | 4,040,000 | 5,165,000 |
| Net interest income | 5,383,000 | 10,488,000 | 15,714,000 | 21,059,000 |
| Noninterest income | 515,000 | 1,117,000 | 1,658,000 | 2,242,000 |
| Noninterest expense | 4,182,000 | 8,207,000 | 12,314,000 | 16,337,000 |
| Provision for loan losses | 325,000 | 625,000 | 775,000 | 825,000 |
| Pretax income | 1,391,000 | 2,773,000 | 4,283,000 | 6,139,000 |
| Income tax | 470,000 | 939,000 | 1,441,000 | 2,092,000 |
| Net income | 921,000 | 1,834,000 | 2,842,000 | 4,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,303,000 | 84,216,000 | 85,222,000 | 86,429,000 |
| Total capital | 88,617,000 | 89,790,000 | 90,698,000 | 92,129,000 |
| Risk-weighted assets | 424,053,000 | 444,536,000 | 435,931,000 | 454,826,000 |