Call reports 2011
VILLAGE BANK, THE — 2011
What VILLAGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 675,321,000 | 675,389,000 | 686,769,000 | 705,377,000 |
| Total loans | 479,414,000 | 493,028,000 | 494,083,000 | 493,722,000 |
| Allowance for loan losses | 6,405,000 | 6,112,000 | 6,428,000 | 5,733,000 |
| Securities available for sale | 20,457,000 | 10,450,000 | 21,289,000 | 5,689,000 |
| Securities held to maturity | 84,811,000 | 105,252,000 | 94,921,000 | 110,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,921,000 | 575,002,000 | 584,677,000 | 601,880,000 |
| Interest-bearing deposits | 506,950,000 | 508,458,000 | 516,453,000 | 527,860,000 |
| Noninterest-bearing deposits | 62,971,000 | 66,544,000 | 68,224,000 | 74,020,000 |
| Equity capital | 79,185,000 | 80,224,000 | 81,476,000 | 82,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,665,000 | 13,431,000 | 20,448,000 | 27,402,000 |
| Interest expense | 1,501,000 | 2,988,000 | 4,455,000 | 5,897,000 |
| Net interest income | 5,164,000 | 10,443,000 | 15,993,000 | 21,505,000 |
| Noninterest income | 533,000 | 1,034,000 | 1,541,000 | 2,074,000 |
| Noninterest expense | 4,224,000 | 8,160,000 | 12,018,000 | 16,090,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,655,000 |
| Pretax income | 1,173,000 | 2,717,000 | 4,616,000 | 5,834,000 |
| Income tax | 389,000 | 915,000 | 1,592,000 | 1,992,000 |
| Net income | 784,000 | 1,802,000 | 3,024,000 | 3,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,305,000 | 80,343,000 | 81,565,000 | 82,381,000 |
| Total capital | 84,456,000 | 85,543,000 | 86,837,000 | 87,549,000 |
| Risk-weighted assets | 410,819,000 | 415,086,000 | 419,792,000 | 412,479,000 |