Call reports 2010
VILLAGE BANK, THE — 2010
What VILLAGE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 672,547,000 | 682,534,000 | 669,405,000 | 683,150,000 |
| Total loans | 477,433,000 | 473,493,000 | 482,031,000 | 481,947,000 |
| Allowance for loan losses | 4,346,000 | 4,600,000 | 5,539,000 | 5,858,000 |
| Securities available for sale | 27,018,000 | 35,016,000 | 30,041,000 | 41,454,000 |
| Securities held to maturity | 80,335,000 | 73,018,000 | 78,562,000 | 67,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,232,000 | 546,082,000 | 557,952,000 | 572,813,000 |
| Interest-bearing deposits | 483,459,000 | 488,322,000 | 501,308,000 | 509,535,000 |
| Noninterest-bearing deposits | 53,773,000 | 57,760,000 | 56,644,000 | 63,278,000 |
| Equity capital | 76,935,000 | 77,978,000 | 77,345,000 | 78,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,430,000 | 14,658,000 | 21,774,000 | 28,701,000 |
| Interest expense | 1,979,000 | 3,883,000 | 5,698,000 | 7,285,000 |
| Net interest income | 5,451,000 | 10,775,000 | 16,076,000 | 21,416,000 |
| Noninterest income | 471,000 | 921,000 | 1,361,000 | 1,857,000 |
| Noninterest expense | 3,813,000 | 7,725,000 | 11,280,000 | 15,100,000 |
| Provision for loan losses | 300,000 | 600,000 | 4,065,000 | 4,395,000 |
| Pretax income | 1,809,000 | 3,371,000 | 1,919,000 | 3,605,000 |
| Income tax | 651,000 | 1,200,000 | 557,000 | 1,155,000 |
| Net income | 1,158,000 | 2,171,000 | 1,362,000 | 2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,068,000 | 78,108,000 | 77,423,000 | 78,540,000 |
| Total capital | 81,414,000 | 82,708,000 | 82,750,000 | 83,940,000 |
| Risk-weighted assets | 412,964,000 | 420,908,000 | 424,917,000 | 431,547,000 |