Call reports 2002
VILLAGE BANK, THE — 2002
What VILLAGE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 296,527,000 | 299,611,000 | 312,816,000 | 314,403,000 |
| Total loans | 196,047,000 | 206,033,000 | 202,798,000 | 199,611,000 |
| Allowance for loan losses | 1,306,000 | 1,362,000 | 1,423,000 | 1,437,000 |
| Securities available for sale | 4,099,000 | 4,159,000 | 7,457,000 | 3,725,000 |
| Securities held to maturity | 37,544,000 | 48,658,000 | 45,896,000 | 56,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,787,000 | 274,964,000 | 287,151,000 | 287,477,000 |
| Interest-bearing deposits | 263,750,000 | 253,542,000 | 275,546,000 | 262,657,000 |
| Noninterest-bearing deposits | 9,037,000 | 21,422,000 | 11,605,000 | 24,820,000 |
| Equity capital | 22,651,000 | 23,421,000 | 24,406,000 | 25,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,103,000 | 8,293,000 | 12,570,000 | 16,657,000 |
| Interest expense | 1,795,000 | 3,369,000 | 4,883,000 | 6,257,000 |
| Net interest income | 2,308,000 | 4,924,000 | 7,687,000 | 10,400,000 |
| Noninterest income | 224,000 | 422,000 | 648,000 | 912,000 |
| Noninterest expense | 1,557,000 | 3,087,000 | 4,630,000 | 6,248,000 |
| Provision for loan losses | 64,000 | 128,000 | 191,000 | 255,000 |
| Pretax income | 911,000 | 2,131,000 | 3,526,000 | 4,821,000 |
| Income tax | 347,000 | 797,000 | 1,207,000 | 1,638,000 |
| Net income | 564,000 | 1,334,000 | 2,319,000 | 3,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,651,000 | 23,421,000 | 24,406,000 | 25,270,000 |
| Total capital | 23,957,000 | 24,783,000 | 25,829,000 | 26,707,000 |
| Risk-weighted assets | 162,023,000 | 165,849,000 | 173,975,000 | 170,412,000 |