Call reports 2001
VILLAGE BANK, THE — 2001
What VILLAGE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 261,449,000 | 269,768,000 | 288,457,000 | 297,199,000 |
| Total loans | 201,291,000 | 203,505,000 | 204,708,000 | 197,742,000 |
| Allowance for loan losses | 1,096,000 | 1,143,000 | 1,194,000 | 1,246,000 |
| Securities available for sale | 2,304,000 | 1,923,000 | 4,978,000 | 2,017,000 |
| Securities held to maturity | 25,016,000 | 25,707,000 | 23,055,000 | 23,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,709,000 | 241,020,000 | 258,913,000 | 266,715,000 |
| Interest-bearing deposits | 210,899,000 | 222,253,000 | 238,513,000 | 246,364,000 |
| Noninterest-bearing deposits | 17,810,000 | 18,767,000 | 20,400,000 | 20,351,000 |
| Equity capital | 20,229,000 | 20,885,000 | 21,452,000 | 22,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 8,867,000 | 13,297,000 | 17,617,000 |
| Interest expense | 2,261,000 | 4,447,000 | 6,690,000 | 8,716,000 |
| Net interest income | 2,171,000 | 4,420,000 | 6,607,000 | 8,901,000 |
| Noninterest income | 130,000 | 340,000 | 485,000 | 657,000 |
| Noninterest expense | 1,348,000 | 2,752,000 | 4,157,000 | 5,596,000 |
| Provision for loan losses | 98,000 | 150,000 | 202,000 | 255,000 |
| Pretax income | 855,000 | 1,858,000 | 2,733,000 | 3,706,000 |
| Income tax | 291,000 | 636,000 | 957,000 | 1,300,000 |
| Net income | 564,000 | 1,222,000 | 1,776,000 | 2,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,229,000 | 20,885,000 | 21,452,000 | 22,087,000 |
| Total capital | 21,325,000 | 22,028,000 | 22,646,000 | 23,333,000 |
| Risk-weighted assets | 152,232,000 | 156,634,000 | 162,376,000 | 159,916,000 |