Call reports 2012
KEVIL BANK, THE — 2012
What KEVIL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,473,000 | 30,826,000 | 31,038,000 | 31,006,000 |
| Total loans | 6,359,000 | 6,487,000 | 6,513,000 | 6,221,000 |
| Allowance for loan losses | 177,000 | 178,000 | 185,000 | 169,000 |
| Securities available for sale | 22,113,000 | 22,682,000 | 21,904,000 | 21,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,036,000 | 26,133,000 | 26,304,000 | 26,416,000 |
| Interest-bearing deposits | 23,726,000 | 23,125,000 | 22,864,000 | 22,833,000 |
| Noninterest-bearing deposits | 3,310,000 | 3,008,000 | 3,440,000 | 3,584,000 |
| Equity capital | 4,402,000 | 4,641,000 | 4,666,000 | 4,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 499,000 | 742,000 | 968,000 |
| Interest expense | 29,000 | 56,000 | 81,000 | 105,000 |
| Net interest income | 218,000 | 443,000 | 661,000 | 863,000 |
| Noninterest income | 27,000 | 58,000 | 88,000 | 131,000 |
| Noninterest expense | 206,000 | 410,000 | 617,000 | 834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 91,000 | 132,000 | 166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 91,000 | 132,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,702,000 | 3,724,000 | 3,715,000 | 3,653,000 |
| Total capital | 3,848,000 | 3,869,000 | 3,854,000 | 3,786,000 |
| Risk-weighted assets | 11,657,000 | 11,615,000 | 11,093,000 | 10,604,000 |