Call reports 2011
KEVIL BANK, THE — 2011
What KEVIL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,465,000 | 29,412,000 | 28,964,000 | 29,985,000 |
| Total loans | 6,925,000 | 7,021,000 | 6,564,000 | 6,064,000 |
| Allowance for loan losses | 178,000 | 178,000 | 177,000 | 177,000 |
| Securities available for sale | 20,309,000 | 20,197,000 | 19,882,000 | 21,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,295,000 | 24,911,000 | 24,215,000 | 25,427,000 |
| Interest-bearing deposits | 21,849,000 | 21,850,000 | 21,924,000 | 22,476,000 |
| Noninterest-bearing deposits | 2,446,000 | 3,061,000 | 2,291,000 | 2,951,000 |
| Equity capital | 4,105,000 | 4,437,000 | 4,654,000 | 4,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 571,000 | 838,000 | 1,075,000 |
| Interest expense | 39,000 | 79,000 | 117,000 | 150,000 |
| Net interest income | 241,000 | 492,000 | 721,000 | 925,000 |
| Noninterest income | 25,000 | 53,000 | 78,000 | 106,000 |
| Noninterest expense | 206,000 | 411,000 | 629,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 134,000 | 170,000 | 208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 134,000 | 170,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,699,000 | 3,722,000 | 3,708,000 | 3,663,000 |
| Total capital | 3,836,000 | 3,861,000 | 3,840,000 | 3,799,000 |
| Risk-weighted assets | 10,917,000 | 11,058,000 | 10,500,000 | 10,859,000 |