Call reports 2002
KEVIL BANK, THE — 2002
What KEVIL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,885,000 | 34,624,000 | 34,502,000 | 35,468,000 |
| Total loans | 9,613,000 | 9,450,000 | 9,515,000 | 9,550,000 |
| Allowance for loan losses | 182,000 | 182,000 | 178,000 | 178,000 |
| Securities available for sale | 22,714,000 | 23,592,000 | 24,318,000 | 24,942,000 |
| Securities held to maturity | 511,000 | 369,000 | 289,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,713,000 | 30,091,000 | 29,879,000 | 30,799,000 |
| Interest-bearing deposits | 27,746,000 | 27,542,000 | 27,646,000 | 28,337,000 |
| Noninterest-bearing deposits | 1,967,000 | 2,549,000 | 2,233,000 | 2,462,000 |
| Equity capital | 3,971,000 | 4,369,000 | 4,403,000 | 4,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,022,000 | 1,503,000 | 1,967,000 |
| Interest expense | 202,000 | 379,000 | 550,000 | 702,000 |
| Net interest income | 305,000 | 643,000 | 953,000 | 1,265,000 |
| Noninterest income | 19,000 | 42,000 | 65,000 | 96,000 |
| Noninterest expense | 192,000 | 391,000 | 584,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 361,000 | 502,000 | 606,000 |
| Income tax | 0 | 0 | 65,000 | 65,000 |
| Net income | 199,000 | 361,000 | 437,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,989,000 | 3,951,000 | 3,887,000 | 3,841,000 |
| Total capital | 4,135,000 | 4,095,000 | 4,031,000 | 3,991,000 |
| Risk-weighted assets | 11,626,000 | 11,486,000 | 11,519,000 | 11,976,000 |