Call reports 2001
KEVIL BANK, THE — 2001
What KEVIL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,544,000 | 33,291,000 | 34,274,000 | 34,729,000 |
| Total loans | 10,448,000 | 10,545,000 | 10,195,000 | 10,071,000 |
| Allowance for loan losses | 165,000 | 182,000 | 182,000 | 182,000 |
| Securities available for sale | 16,745,000 | 16,996,000 | 18,155,000 | 22,048,000 |
| Securities held to maturity | 4,690,000 | 4,354,000 | 4,061,000 | 739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,354,000 | 29,137,000 | 29,371,000 | 29,871,000 |
| Interest-bearing deposits | 27,641,000 | 27,498,000 | 27,677,000 | 27,700,000 |
| Noninterest-bearing deposits | 1,713,000 | 1,639,000 | 1,694,000 | 2,171,000 |
| Equity capital | 3,875,000 | 3,798,000 | 4,100,000 | 3,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,179,000 | 1,757,000 | 2,272,000 |
| Interest expense | 323,000 | 616,000 | 883,000 | 1,115,000 |
| Net interest income | 281,000 | 563,000 | 874,000 | 1,157,000 |
| Noninterest income | 28,000 | 51,000 | 75,000 | 105,000 |
| Noninterest expense | 188,000 | 391,000 | 593,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 223,000 | 356,000 | 426,000 |
| Income tax | 20,000 | 39,000 | 59,000 | 42,000 |
| Net income | 101,000 | 184,000 | 297,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,738,000 | 3,660,000 | 3,714,000 | 3,801,000 |
| Total capital | 3,903,000 | 3,835,000 | 3,888,000 | 3,969,000 |
| Risk-weighted assets | 13,493,000 | 14,016,000 | 13,913,000 | 13,446,000 |