Call reports 2006
ARCOLA HOMESTEAD SAVINGS BANK — 2006
What ARCOLA HOMESTEAD SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,922,000 | 5,927,000 | 6,456,000 | 16,584,000 |
| Total loans | 1,253,000 | 1,030,000 | 2,353,000 | 4,072,000 |
| Allowance for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Securities available for sale | 1,516,000 | 1,313,000 | 1,027,000 | 10,339,000 |
| Securities held to maturity | 1,067,000 | 962,000 | 1,156,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,222,000 | 3,264,000 | 3,810,000 | 13,948,000 |
| Interest-bearing deposits | 3,151,000 | 3,125,000 | 3,753,000 | 13,763,000 |
| Noninterest-bearing deposits | 71,000 | 139,000 | 57,000 | 185,000 |
| Equity capital | 2,689,000 | 2,649,000 | 2,625,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 133,000 | 214,000 | 351,000 |
| Interest expense | 21,000 | 43,000 | 75,000 | 142,000 |
| Net interest income | 46,000 | 90,000 | 139,000 | 209,000 |
| Noninterest income | 3,000 | 6,000 | 9,000 | 12,000 |
| Noninterest expense | 107,000 | 198,000 | 269,000 | 396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -58,000 | -102,000 | -121,000 | -175,000 |
| Income tax | -9,000 | -16,000 | 0 | -27,000 |
| Net income | -49,000 | -86,000 | -121,000 | -148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,715,000 | 2,680,000 | 2,644,000 | 2,618,000 |
| Total capital | 2,737,000 | 2,702,000 | 2,666,000 | 2,640,000 |
| Risk-weighted assets | 3,201,000 | 3,102,000 | 3,999,000 | 6,100,000 |