Call reports 2004
ARCOLA HOMESTEAD SAVINGS BANK — 2004
What ARCOLA HOMESTEAD SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 5,330,000 | 4,863,000 | 5,046,000 | 5,137,000 |
| Total loans | 955,000 | 1,700,000 | 1,629,000 | 1,604,000 |
| Allowance for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Securities available for sale | 3,133,000 | 2,516,000 | 2,309,000 | 2,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,426,000 | 4,014,000 | 4,199,000 | 4,011,000 |
| Interest-bearing deposits | 4,426,000 | 4,014,000 | 4,199,000 | 4,011,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 870,000 | 829,000 | 820,000 | 1,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 51,000 | 101,000 | 152,000 | 206,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 33,000 | 64,000 | 96,000 | 131,000 |
| Noninterest income | 2,000 | 2,000 | 4,000 | 6,000 |
| Noninterest expense | 38,000 | 78,000 | 114,000 | 170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -12,000 | -19,000 | -38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -17,000 | -19,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 833,000 | 811,000 | 817,000 | 1,098,000 |
| Total capital | 853,000 | 833,000 | 839,000 | 1,120,000 |
| Risk-weighted assets | 1,681,000 | 2,212,000 | 1,995,000 | 1,910,000 |