Call reports 2001
ARCOLA HOMESTEAD SAVINGS BANK — 2001
What ARCOLA HOMESTEAD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 5,216,000 | 5,122,000 | 5,293,000 | 5,392,000 |
| Total loans | 2,265,000 | 2,055,000 | 2,311,000 | 2,157,000 |
| Allowance for loan losses | 30,000 | 30,000 | 29,000 | 20,000 |
| Securities available for sale | 2,005,000 | 2,519,000 | 2,246,000 | 2,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,459,000 | 4,343,000 | 4,462,000 | 4,568,000 |
| Interest-bearing deposits | 4,406,000 | 4,341,000 | 4,460,000 | 4,568,000 |
| Noninterest-bearing deposits | 53,000 | 2,000 | 2,000 | 0 |
| Equity capital | 727,000 | 750,000 | 788,000 | 783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 170,000 | 256,000 | 338,000 |
| Interest expense | 51,000 | 102,000 | 151,000 | 200,000 |
| Net interest income | 37,000 | 68,000 | 105,000 | 138,000 |
| Noninterest income | 2,000 | 6,000 | 9,000 | 11,000 |
| Noninterest expense | 29,000 | 59,000 | 86,000 | 114,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 14,000 |
| Pretax income | 10,000 | 15,000 | 42,000 | 49,000 |
| Income tax | 1,000 | 2,000 | 6,000 | 7,000 |
| Net income | 9,000 | 13,000 | 36,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 718,000 | 722,000 | 744,000 | 751,000 |
| Total capital | 738,000 | 742,000 | 768,000 | 771,000 |
| Risk-weighted assets | 1,579,000 | 1,507,000 | 1,942,000 | 1,930,000 |