Call reports 2007
SECURITY PACIFIC BANK — 2007
What SECURITY PACIFIC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 562,155,000 | 601,959,000 | 615,544,000 | 594,725,000 |
| Total loans | 502,585,000 | 504,252,000 | 538,814,000 | 525,295,000 |
| Allowance for loan losses | 6,648,000 | 6,670,000 | 14,713,000 | 11,296,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,973,000 | 2,979,000 | 2,981,000 | 2,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,625,000 | 505,243,000 | 524,122,000 | 501,563,000 |
| Interest-bearing deposits | 390,018,000 | 420,690,000 | 458,723,000 | 448,433,000 |
| Noninterest-bearing deposits | 76,607,000 | 84,554,000 | 65,399,000 | 53,130,000 |
| Equity capital | 62,252,000 | 62,271,000 | 56,139,000 | 58,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,176,000 | 25,696,000 | 38,060,000 | 50,053,000 |
| Interest expense | 5,193,000 | 10,787,000 | 16,885,000 | 23,151,000 |
| Net interest income | 6,983,000 | 14,909,000 | 21,175,000 | 26,902,000 |
| Noninterest income | 367,000 | 707,000 | 1,057,000 | 1,494,000 |
| Noninterest expense | 3,758,000 | 7,973,000 | 11,627,000 | 15,668,000 |
| Provision for loan losses | 0 | 857,000 | 10,222,000 | 14,074,000 |
| Pretax income | 3,592,000 | 6,786,000 | 383,000 | -1,346,000 |
| Income tax | 110,000 | 285,000 | 17,000 | -110,000 |
| Net income | 3,482,000 | 6,501,000 | 366,000 | -1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,252,000 | 62,271,000 | 56,136,000 | 58,604,000 |
| Total capital | 68,662,000 | 68,994,000 | 63,353,000 | 65,599,000 |
| Risk-weighted assets | 512,165,000 | 546,364,000 | 568,881,000 | 556,126,000 |