Call reports 2006
SECURITY PACIFIC BANK — 2006
What SECURITY PACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 566,079,000 | 585,160,000 | 544,504,000 | 544,951,000 |
| Total loans | 469,785,000 | 477,607,000 | 496,680,000 | 489,459,000 |
| Allowance for loan losses | 4,928,000 | 5,701,000 | 5,768,000 | 6,644,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,925,000 | 5,931,000 | 5,933,000 | 2,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,661,000 | 491,555,000 | 445,382,000 | 441,604,000 |
| Interest-bearing deposits | 384,096,000 | 425,965,000 | 379,376,000 | 378,197,000 |
| Noninterest-bearing deposits | 93,565,000 | 65,590,000 | 66,006,000 | 63,407,000 |
| Equity capital | 55,018,000 | 59,325,000 | 65,328,000 | 68,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,013,000 | 25,257,000 | 39,614,000 | 53,083,000 |
| Interest expense | 4,335,000 | 9,295,000 | 14,421,000 | 19,493,000 |
| Net interest income | 7,678,000 | 15,962,000 | 25,193,000 | 33,590,000 |
| Noninterest income | 156,000 | 321,000 | 504,000 | 723,000 |
| Noninterest expense | 3,065,000 | 6,283,000 | 9,438,000 | 13,578,000 |
| Provision for loan losses | 675,000 | 1,445,000 | 1,503,000 | 2,379,000 |
| Pretax income | 4,094,000 | 8,555,000 | 14,756,000 | 18,356,000 |
| Income tax | 80,000 | 240,000 | 440,000 | 636,000 |
| Net income | 4,014,000 | 8,315,000 | 14,316,000 | 17,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,018,000 | 59,392,000 | 65,393,000 | 68,797,000 |
| Total capital | 60,376,000 | 65,523,000 | 71,591,000 | 74,978,000 |
| Risk-weighted assets | 472,353,000 | 489,684,000 | 499,906,000 | 497,185,000 |