Call reports 2005
SECURITY PACIFIC BANK — 2005
What SECURITY PACIFIC BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 337,007,000 | 423,084,000 | 453,405,000 | 536,335,000 |
| Total loans | 299,835,000 | 357,754,000 | 396,836,000 | 444,505,000 |
| Allowance for loan losses | 2,887,000 | 3,204,000 | 3,617,000 | 4,254,000 |
| Securities available for sale | 5,890,000 | 5,931,000 | 5,915,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 5,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,879,000 | 378,008,000 | 399,536,000 | 436,556,000 |
| Interest-bearing deposits | 248,601,000 | 327,811,000 | 334,245,000 | 373,635,000 |
| Noninterest-bearing deposits | 50,278,000 | 50,197,000 | 65,291,000 | 62,921,000 |
| Equity capital | 36,745,000 | 43,308,000 | 46,301,000 | 51,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,387,000 | 12,458,000 | 21,053,000 | 31,194,000 |
| Interest expense | 1,490,000 | 3,676,000 | 6,523,000 | 9,780,000 |
| Net interest income | 3,897,000 | 8,782,000 | 14,530,000 | 21,414,000 |
| Noninterest income | 188,000 | 354,000 | 529,000 | 685,000 |
| Noninterest expense | 1,979,000 | 4,140,000 | 6,556,000 | 9,607,000 |
| Provision for loan losses | 411,000 | 702,000 | 1,127,000 | 1,767,000 |
| Pretax income | 1,695,000 | 4,294,000 | 7,376,000 | 10,725,000 |
| Income tax | 60,000 | 135,000 | 210,000 | 365,000 |
| Net income | 1,635,000 | 4,159,000 | 7,166,000 | 10,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,852,000 | 43,375,000 | 46,383,000 | 51,077,000 |
| Total capital | 40,076,000 | 46,950,000 | 50,430,000 | 55,761,000 |
| Risk-weighted assets | 285,545,000 | 349,697,000 | 389,100,000 | 454,499,000 |