Call reports 2004
SECURITY PACIFIC BANK — 2004
What SECURITY PACIFIC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 254,599,000 | 280,529,000 | 281,967,000 | 307,005,000 |
| Total loans | 200,720,000 | 217,913,000 | 239,648,000 | 257,097,000 |
| Allowance for loan losses | 2,103,000 | 2,367,000 | 2,670,000 | 2,476,000 |
| Securities available for sale | 1,000,000 | 9,914,000 | 6,992,000 | 5,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,302,000 | 251,723,000 | 249,506,000 | 272,358,000 |
| Interest-bearing deposits | 181,060,000 | 200,426,000 | 199,416,000 | 223,262,000 |
| Noninterest-bearing deposits | 47,242,000 | 51,297,000 | 50,090,000 | 49,096,000 |
| Equity capital | 25,908,000 | 28,255,000 | 31,695,000 | 33,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 7,663,000 | 12,226,000 | 16,429,000 |
| Interest expense | 702,000 | 1,539,000 | 2,493,000 | 3,642,000 |
| Net interest income | 2,788,000 | 6,124,000 | 9,733,000 | 12,787,000 |
| Noninterest income | 130,000 | 309,000 | 411,000 | 579,000 |
| Noninterest expense | 1,681,000 | 3,432,000 | 5,465,000 | 7,293,000 |
| Provision for loan losses | 535,000 | 820,000 | 1,110,000 | 912,000 |
| Pretax income | 702,000 | 2,181,000 | 3,569,000 | 5,161,000 |
| Income tax | 25,000 | 75,000 | 100,000 | 175,000 |
| Net income | 677,000 | 2,106,000 | 3,469,000 | 4,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,908,000 | 28,337,000 | 31,700,000 | 33,217,000 |
| Total capital | 28,011,000 | 30,704,000 | 34,370,000 | 36,141,000 |
| Risk-weighted assets | 205,043,000 | 224,519,000 | 243,246,000 | 249,903,000 |