Call reports 2003
SECURITY PACIFIC BANK — 2003
What SECURITY PACIFIC BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,541,000 | 156,720,000 | 178,131,000 | 214,823,000 |
| Total loans | 82,360,000 | 121,641,000 | 138,654,000 | 165,715,000 |
| Allowance for loan losses | 992,000 | 1,228,000 | 1,375,000 | 1,568,000 |
| Securities available for sale | 2,494,000 | 4,011,000 | 2,003,000 | 7,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,099,000 | 137,626,000 | 155,319,000 | 181,558,000 |
| Interest-bearing deposits | 89,918,000 | 101,090,000 | 107,539,000 | 140,684,000 |
| Noninterest-bearing deposits | 33,181,000 | 36,536,000 | 47,780,000 | 40,874,000 |
| Equity capital | 12,236,000 | 18,802,000 | 22,376,000 | 23,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,542,000 | 5,988,000 | 8,790,000 |
| Interest expense | 453,000 | 951,000 | 1,384,000 | 1,863,000 |
| Net interest income | 1,131,000 | 2,591,000 | 4,604,000 | 6,927,000 |
| Noninterest income | 155,000 | 293,000 | 425,000 | 593,000 |
| Noninterest expense | 1,002,000 | 2,032,000 | 3,206,000 | 4,614,000 |
| Provision for loan losses | 50,000 | 167,000 | 321,000 | 516,000 |
| Pretax income | 234,000 | 685,000 | 1,502,000 | 2,390,000 |
| Income tax | 0 | 24,000 | 59,000 | 71,000 |
| Net income | 234,000 | 153,000 | 935,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,242,000 | 18,791,000 | 22,373,000 | 23,231,000 |
| Total capital | 13,234,000 | 20,019,000 | 23,748,000 | 24,799,000 |
| Risk-weighted assets | 99,807,000 | 138,089,000 | 136,044,000 | 169,584,000 |