Call reports 2002
SECURITY PACIFIC BANK — 2002
What SECURITY PACIFIC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,146,000 | 73,452,000 | 85,358,000 | 100,908,000 |
| Total loans | 49,279,000 | 55,863,000 | 62,145,000 | 77,165,000 |
| Allowance for loan losses | 941,000 | 943,000 | 942,000 | 942,000 |
| Securities available for sale | 0 | 2,002,000 | 2,513,000 | 1,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,085,000 | 63,353,000 | 76,948,000 | 90,739,000 |
| Interest-bearing deposits | 45,219,000 | 41,196,000 | 51,885,000 | 66,521,000 |
| Noninterest-bearing deposits | 22,866,000 | 22,157,000 | 25,063,000 | 24,218,000 |
| Equity capital | 7,887,000 | 8,000,000 | 8,197,000 | 9,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,216,000 | 3,486,000 | 4,912,000 |
| Interest expense | 338,000 | 589,000 | 883,000 | 1,314,000 |
| Net interest income | 766,000 | 1,627,000 | 2,603,000 | 3,598,000 |
| Noninterest income | 122,000 | 242,000 | 376,000 | 513,000 |
| Noninterest expense | 778,000 | 1,607,000 | 2,451,000 | 3,314,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 100,000 | 252,000 | 518,000 | 787,000 |
| Income tax | 25,000 | 64,000 | 146,000 | 291,000 |
| Net income | 75,000 | 188,000 | 372,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,752,000 | 7,560,000 | 7,744,000 | 10,007,000 |
| Total capital | 8,449,000 | 8,321,000 | 8,601,000 | 10,949,000 |
| Risk-weighted assets | 55,553,000 | 60,668,000 | 68,484,000 | 84,253,000 |