Call reports 2001
SECURITY PACIFIC BANK — 2001
What SECURITY PACIFIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,501,000 | 66,433,000 | 65,583,000 | 71,607,000 |
| Total loans | 46,186,000 | 52,079,000 | 53,973,000 | 52,254,000 |
| Allowance for loan losses | 718,000 | 793,000 | 835,000 | 915,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,512,000 | 59,313,000 | 57,702,000 | 63,628,000 |
| Interest-bearing deposits | 34,910,000 | 44,218,000 | 42,475,000 | 43,217,000 |
| Noninterest-bearing deposits | 14,602,000 | 15,095,000 | 15,227,000 | 20,411,000 |
| Equity capital | 6,772,000 | 6,922,000 | 7,634,000 | 7,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,746,000 | 4,118,000 | 5,426,000 |
| Interest expense | 514,000 | 1,019,000 | 1,510,000 | 1,937,000 |
| Net interest income | 877,000 | 1,727,000 | 2,608,000 | 3,489,000 |
| Noninterest income | 80,000 | 267,000 | 381,000 | 518,000 |
| Noninterest expense | 805,000 | 1,590,000 | 2,416,000 | 3,149,000 |
| Provision for loan losses | 85,000 | 160,000 | 190,000 | 210,000 |
| Pretax income | 67,000 | 244,000 | 383,000 | 648,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 168,000 |
| Net income | 40,000 | 190,000 | 302,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,734,000 | 6,638,000 | 7,350,000 | 7,772,000 |
| Total capital | 7,375,000 | 7,377,000 | 8,081,000 | 8,497,000 |
| Risk-weighted assets | 51,225,000 | 59,080,000 | 58,393,000 | 57,817,000 |