Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,253,000 | 45,984,000 | 46,268,000 | 47,196,000 |
| Total loans | 14,737,000 | 14,755,000 | 15,191,000 | 14,813,000 |
| Allowance for loan losses | 232,000 | 192,000 | 203,000 | 155,000 |
| Securities available for sale | 25,560,000 | 26,023,000 | 27,227,000 | 24,674,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,104,000 | 40,481,000 | 40,233,000 | 43,896,000 |
| Interest-bearing deposits | 6,021,000 | 34,584,000 | 34,520,000 | 36,297,000 |
| Noninterest-bearing deposits | 34,083,000 | 5,897,000 | 5,713,000 | 7,599,000 |
| Equity capital | 4,988,000 | 5,316,000 | 5,548,000 | 3,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 801,000 | 1,208,000 | 1,641,000 |
| Interest expense | 117,000 | 233,000 | 340,000 | 442,000 |
| Net interest income | 278,000 | 568,000 | 868,000 | 1,199,000 |
| Noninterest income | 64,000 | 120,000 | 201,000 | 160,000 |
| Noninterest expense | 292,000 | 588,000 | 902,000 | 1,229,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 51,000 |
| Pretax income | 81,000 | 131,000 | 211,000 | 133,000 |
| Income tax | 1,000 | 6,000 | 10,000 | 9,000 |
| Net income | 80,000 | 125,000 | 201,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,682,000 | 4,727,000 | 4,803,000 | 2,528,000 |
| Total capital | 4,914,000 | 4,919,000 | 5,006,000 | 2,683,000 |
| Risk-weighted assets | 23,662,000 | 23,706,000 | 23,561,000 | 22,681,000 |