Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,319,000 | 44,812,000 | 45,351,000 | 44,874,000 |
| Total loans | 14,876,000 | 15,058,000 | 15,389,000 | 15,127,000 |
| Allowance for loan losses | 255,000 | 170,000 | 170,000 | 151,000 |
| Securities available for sale | 22,887,000 | 24,667,000 | 25,328,000 | 24,572,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,177,000 | 40,003,000 | 40,162,000 | 39,787,000 |
| Interest-bearing deposits | 32,815,000 | 33,470,000 | 33,198,000 | 32,928,000 |
| Noninterest-bearing deposits | 6,362,000 | 6,533,000 | 6,964,000 | 6,859,000 |
| Equity capital | 4,012,000 | 4,616,000 | 5,026,000 | 4,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 973,000 | 1,431,000 | 1,852,000 |
| Interest expense | 134,000 | 258,000 | 383,000 | 503,000 |
| Net interest income | 358,000 | 715,000 | 1,048,000 | 1,349,000 |
| Noninterest income | -7,000 | 60,000 | 118,000 | 153,000 |
| Noninterest expense | 390,000 | 807,000 | 1,126,000 | 1,390,000 |
| Provision for loan losses | 115,000 | -35,000 | -35,000 | -35,000 |
| Pretax income | -154,000 | 6,000 | 74,000 | 148,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 7,000 |
| Net income | -155,000 | 5,000 | 72,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,391,000 | 4,552,000 | 4,619,000 | 4,602,000 |
| Total capital | 4,646,000 | 4,722,000 | 4,789,000 | 4,753,000 |
| Risk-weighted assets | 24,240,000 | 23,663,000 | 24,474,000 | 23,979,000 |